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Need cash? Borrow money in minutes.

Get a fast, hassle-free loan online in just a few clicks. Our loan process is effortless, and tailored for those with less than perfect credit. Apply now and get a loan within 1 hour.

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★★★★★

Smart borrowing

Fastest Online Loans in Canada

Fast

Emergency same-day funding is our specialty. Apply in under 3 minutes, and get an instant on-screen decision.

Easy

Our simple online loan process was designed to make borrowing quick and easy for Canadians.

Secure

We take your privacy and confidentiality seriously. Our site is fully encrypted and protected with 256-Bit SSL security.

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Almost everyone is approved!

To qualify for a short-term loan, you need to have:

  • A steady source of income
  • Valid bank account
  • Valid email address
  • Reside in Canada

Bad Credit?

No problem!

Quick Funding

with Interac e-transfers

$5.3M+

Borrowed and counting

5 star

See our reviews

24/7

Customer support

8.2+

Happy customers

We’re eager to help Canadians experiencing financial setbacks.

Financial emergencies have a funny way of popping up at worst possible time. The stress of facing unexpected expenses can lead to feelings of anxiety, depression and helplessness. Remember, you are not alone, we’re here to help you through this tough period.

  • Designed to scale
  • Latest PHP support
  • Split CSS loading
  • 100% TypeScript backend
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Borrow up to $35,000 in under an hour.

Whether you need money for emergency car repairs, rent, medical bills, or travel expenses we will find the perfect loan for you. We offer:

  • Debt consolidation
  • Payday & Personal loans
  • Business loans
  • Car loans

Credit Building

Build your credit with TransUnion.

Finance Ai Tools

Get budgeting help from chatGPT.

Free Credit Reporting

Keep track of your score.

FAQs

Frequently asked questions

How do I get a loan?
Simply apply online and check your email for loan delivery instructions.
Do I qualify for a loan?
As long as you live in Canada, have a valid bank account and have a steady source of income, you qualify for a same-day online loan.
What if my income is CCB or disability income?
All legal income types are accepted including CCB and disability income.
Can I re-borrow on the same day I repay my loan?
Yes, same-day re-borrowing is available.
How long does it take?
Applying for a loan usually takes 3 to 5 minutes and funding is delivered within 1 to 2 hours. Delivery can be delayed if there are issues or discrepancies with your loan application.
Do I need to be a Canadian citizen?
You do not need to be a Canadian citizen to get a loan but you must reside in Canada.
What if I have bad credit?
We accept all credit types so don’t worry about your credit history.
How much does it cost?
The cost of the loan depends on the type of loan you receive. Personal loans and debt consolidation loans carry a lower fee while short-term payday loans carry a much higher fee. For example, a payday loan of $100 will cost approximately $15 in fees. It is important to carefully review the terms and fees associated with your loan before agreeing to borrow money.

If your question not answered above, contact us →

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There has never been a better time than right now.

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